A while ago, a co-worker lived in rougher section of Crown Heights. She was waiting on the subway platform one morning and a man across the platform shouted “Hey Lady!” She ignored him, because she was used to getting harassed a bit.
Again, the man shouted “Hey Lady!” Again, my co-worker ignored him. He kept shouting. Untill he said,
“Hey Lady, RAT!!!”
My co-worker looked down. A rat was crawling up her boot.